Professional Liability Insurance

Professional Liability Insurance and Your Business

Professional liability insurance protects your business from lawsuits over professional mistakes. Professional Liability, also known as errors and omissions (E&O) insurance, may cover lawsuits from customers based on the work that you do. Having E&O insurance as a professional can mean the difference between costly law suits, and smooth sailing.

What is Professional Liability Insurance?

Professional liability coverage (E&O) offers protections when a client or customer sues your business over an error you made in your work.

Professional liability insurance may cover your business from lawsuits arising from actual or alleged negligence, such as:

  • Mistakes that cost clients time or money
  • Providing poor advice or recommendations
  • Missed deadlines
  • Oversight
  • Failure to fulfill an order
  • Failing to meet client expectations or standards

Professional liability may cover the costly legal defense costs associated with a lawsuit, including

  • Court fees
  • Lawyers’ bills
  • Settlements
  • Judgements for financial damages

Whether you made an actual mistake or not, professional liability will cover the legal costs of defending your business service or advice.

Who Needs Professional Liability Insurance?

Businesses that provide a service or advice to clients and customers can protect themselves with professional liability coverage.

Medical and health professionals, agents, brokers, consultants, accountants, and financial professionals are just a few of the professionals who can protect themselves from costly lawsuits by carrying professional liability insurance.

Get Professional Liability Insurance for Your Business

Citizens General Insurance Brokers provides professional liability insurance for businesses. We work hard to help you find the best coverage options for your business at the lowest premiums. To get affordable professional liability insurance coverage for your business, call Citizens General Insurance Brokers at (800) 621-0884 or complete the form on this page to get your Professional Liability Insurance Quote.