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Umbrella Insurance and Your Business
Your Umbrella insurance, also called excess liability insurance, is exactly what it sounds like; it’s a safety umbrella to cover and protect you in the event of an emergency. An emergency in this case would be any tragedy that would cost your company beyond your existing coverage limits.
How Umbrella Insurance Works
Say you had a car accident in your work vehicle on the way to the construction site, and the settlement from the collision was $1.5M. Now imagine that the current limit on your commercial auto policy is only $1M. Who is left holding the check for the other half a million dollars?
Unless you have umbrella insurance to cover your business, you are responsible for covering the remainder of any settlement above and beyond what your current policy will pay. As with most things in life, safe is better than sorry.
Get Umbrella Insurance for Your Business
We pride ourselves on understanding the unique insurance needs of contractors, and work hard to find you the lowest premiums and the best coverage for your business. To get affordable umbrella insurance coverage for your business, call Citizens General Insurance Brokers at (800) 621-0884 or complete the form on this page to get an instant insurance quote.
Why Choose Citizens General Insurance?
Experienced
Our agents can help you secure the right coverage to protect your business. We’ve helped thousands of businesses find the right coverage and right pricing for their specific needs.
Savings (Time & Money)
We work with the some of the nations’ top insurance carriers. This means we can compare coverage and pricing so you always get the best of both.
Independent
As an independent agency, we work for you, not any single insurance carrier. This means we can offer you unbiased advice and choices for your insurance, not just one carrier like some others.