Citizens General Insurance Brokers
11879 Kemper Road Suite 11
Auburn, CA 95603
800-498-0884
Contact
Mon-Fri 7:30 am – 4:00 pm PST
Citizens General Insurance Brokers
11879 Kemper Road Suite 11
Auburn, CA 95603
800-498-0884
Contact
Mon-Fri 7:30 am – 4:00 pm PST
10 Must Know Facts About Contractor Insurance in Texas
/in Blog, contractor insurance/by CitizensGeneral10 Must Know Facts About Contractor Insurance in Texas By Citizens General Contractor Insurance Contractor Insurance If you are a contractor planning on doing business in Texas, here are ten important facts you need to know about contractor insurance. 1. Your Personal Policy Doesn’t Cover Your Business Vehicle Personal automobile policies exclude vehicles that […]
Liability Insurance for Contractors: Understanding the Basics
/in Blog, contractor insurance/by CitizensGeneralLiability Insurance for Contractors: Understanding the Basics By Citizens General Liability Insurance Liability Insurance, Liability Insurance for Contractors Liability insurance is the foundation of your contractor insurance coverage. It’s the most basic coverage, the one you simply can’t do business without, and the policy which you can build on to further reduce your business […]
Liability Insurance for Contractors: Understanding Exclusions
/in Blog, contractor insurance/by CitizensGeneralLiability Insurance for Contractors: Understanding Exclusions By Citizens General Liability Insurance Liability Insurance, Liability Insurance for Contractors Sometimes what’s not covered in your contractor liability insurance policy is just as important as what is covered. We want to take you beyond the basics of liability insurance for your construction business, so let’s talk a […]
How Builders Risk Insurance Protects Your Tools and Materials
/in Blog, Builders Risk/by CitizensGeneralHow Builders Risk Insurance Protects Your Tools and Materials By Citizens General Builders Risk Builders Risk, Builders Risk Insurance Do you know that builders risk insurance does more than protect the building you are working on? Most contractors understand the value of a builders risk policy when it comes to the building itself; after […]
What Determines Your Builders Risk Insurance Cost?
/in Blog, Builders Risk/by CitizensGeneralWhat Determines Your Builders Risk Insurance Cost? By Citizens General Builders Risk Builders Risk Insurance You know that no two projects are ever the same. Which is why there is no standard builders risk (course of construction) policy… and no easy formula for determining your policy costs. You can, however, have a good understanding […]
Handyman Insurance 101
/in Blog, handyman insurance/by CitizensGeneralHandyman Insurance 101 By Citizens General Handyman Insurance Handyman Insurance If you have been confused on which insurance coverage you really need, you are not alone. It’s a mysterious puzzle, this insurance thing. You don’t want to tie up all of your cash in insurance premiums, but you don’t want to put your business […]
Home Based Business Insurance: What your Homeowners’ Policy Doesn’t Cover
/in Blog, small business insurance/by CitizensGeneralHome Based Business Insurance: What your Homeowners’ Policy Doesn’t Cover By Citizens General Home Based Business Home Based Business Are you running a home based business? Whether you call yourself a consultant, independent contractor, freelancer, or entrepreneur, “home-based” is big business in the U.S. More than half of all small businesses in America operate […]
Construction Insurance Survival Guide
/in Blog, contractor insurance/by CitizensGeneralConstruction Insurance Survival Guide By Citizens General Construction Insurance Construction Insurance Warning: your construction business is at risk. But you are a construction business owner, so you already knew that. And if you are a sole proprietor, like many other construction business owners, business risk puts your personal assets on the line. Luckily, you […]
5 Ways to Get Lower Rates on Your Small Business Insurance
/in Blog, small business insurance/by CitizensGeneral5 Ways to Get Lower Rates on Your Small Business Insurance By Citizens General Business Insurance Business Insurance No matter what kind of business you own, it is at risk. You can be a one-man (or woman) operation, or have a single employee who helps you you operate out of your home. From franchise […]
How to Build a Construction Business With Your Spouse (and Stay Married)
/in Blog, contractor insurance/by CitizensGeneralHow to Build a Construction Business With Your Spouse (and Stay Married) By Citizens General Construction Business Construction Business Starting your own construction business is no easy feat. And if you want to build a construction business with your spouse, there is even more on the line. Starting a business with your spouse can […]
Easy Ways Small Businesses Can Avoid General Liability Claims
/in Blog, General Liability, small business insurance/by CitizensGeneralEasy Ways Small Businesses Can Avoid General Liability Claims By Citizens General General Liability General Liabiltiy If a customer trips on your carpet, slips on a wet floor, is injured on your equipment, or feels offended by your social media efforts, they could bring a lawsuit against your business. There are so many potential […]
Workers’ Compensation Insurance 101
/in Blog, workers compensation/by CitizensGeneralWorkers’ Compensation Insurance 101 By Citizens General Workers Compensation Workers Compensation Workers’ comp is a special form of insurance coverage that protects your employees from the negative impact of an injury or illness that results from their job. If one of your employees trips over a stack of boxes in the storeroom, severely hurting […]
Small Business Insurance Checklist
/in Blog, small business insurance/by CitizensGeneralSmall Business Insurance Checklist By Citizens General Business Insurance Business Ins, Business Insurance, Small Business Insurance If you’re a small business owner, managing time and money becomes more important than ever. While you balance the needs of your company and home life, it can be tough to feel like there’s enough of either at […]
Big Construction Insurance Fails You Can Avoid
/in Blog/by CitizensGeneralThe Biggest Construction Insurance Fails of 2015 to Avoid in 2016 By Citizens General Construction Insurance Construction Insurance As 2015 comes to a close, we thought we’d round up a collection of this year’s biggest and best (worst?) stories of contractor insurance blunders. Some of these noteworthy reports are a case of a contractor […]
Subcontractor Vs. Employee: 7 Signs Your Sub Might Be Classified Wrong
/in Blog, contractor insurance/by CitizensGeneralSubcontractor Vs. Employee: 7 Signs Your Sub Might Be Classified Wrong By Citizens General Contractor Insurance Contractor Vs. Employee Are you misclassifying your employees? If you have subcontractors or independent contractors working for you, you may want to make sure they aren’t really employees wearing independent contractor labels, because misclassifying employees can mean big […]