What General Liability Insurance Doesn’t Cover

What General Liability Insurance Doesn’t Cover By   Citizens General  General Liability  General Liability Operating a business can be risky. Lawsuits happen every day, and when you operate a business or work with clients, there’s a good chance one could happen to you. Not to be negative, but it’s true. And lawsuits mean attorney fees, […]

5 Reasons Your Construction Business Isn’t Profitable

5 Reasons Your Construction Business Isn’t Profitable By   Citizens General  Construction Business  Construction Business People start a construction business for lots of reasons. Chances are, whatever the reason was you started your own business, you’re also in it to make some money. If you aren’t bringing in enough profit, or even worse, losing profits, […]

7 Hidden Dangers that put a Contractor’s Tools & Equipment at Risk

7 Hidden Dangers that put a Contractor’s Tools & Equipment at Risk By   Citizens General  Inland Marine  Inland Marine What good would you be without your tools and equipment? Like a dentist, surgeon, or chef, a contractor needs a special set of tools to get a job done. As a contractor, you probably put […]

15 Ways Contractors Can Avoid General Liability Claims

15 Ways Contractors Can Avoid General Liability Claims By   Citizens General  General Liability  General Liability It doesn’t matter how carefully you adhere to safety standards. If you are in construction, there is a chance that someone can get hurt, or something could get damaged. And when a third-party person decides that you are at […]

How Your Location Affects Your Course of Construction Rates

How Your Location Affects Your Course of Construction Rates By   Citizens General  Construction Insurance, Course of Construction Insurance  Course of Construction Justin and Sam are both remodeling contractors. The two men have very similar business models: their companies are the same size, and they take on similar projects. What’s different for the two contractors, […]

How Course of Construction Insurance Gives You Superpowers

How Course of Construction Insurance Gives You Superpowers By   Citizens General  Course of Construction Insurance  Construction Insurance, Course of Construction, Course of Construction Insurance If you could pick a superpower, what would it be? You may want to fly, have invisibility, or even laser-beam eyes, but there is one super power even better than […]

Most Important Insurance for Photographers

Most Important Insurance for Photographers By   Citizens General  Business Insurance, Home-Based Business Insurance, Small Business  BOP, Business Insurance, Photography, Small Business Insurance Photography business insurance isn’t the most striking topic on the internet, we’ll admit that. It can be especially un-fun for free-wheeling creative types who would much rather be out in the world […]

Social Media Mayhem: How Liability Insurance Protects Your Business

Social Media Mayhem: How Liability Insurance Protects Your Business By   Citizens General  Business Insurance, Home Based Business, Small Business  Advertising, Liability, Small Business, Small Business Insurance, Social Media In today’s digitally driven world, social media is an essential marketing platform for most businesses. It’s also a rather unruly place with the potential to create […]

How to Reduce the Cost of Your Small Business Insurance

How to Reduce the Cost of Your Small Business Insurance By   Citizens General  Business Insurance, General, Small Business  Cost-Savings, Insurance Costs, Small Business Insurance Every small business faces the same challenge—you know you need insurance for the big “what-ifs,” but struggle with the increase overhead that doesn’t directly lead to an increase in your […]

Freelancing Isn’t Free: Protecting Yourself in a Gig Economy

Freelancing Isn’t Free: Protecting Yourself in a Gig Economy By   Citizens General  Business Insurance, Home Based Business, Risk Management, Small Business  Freelancing, Independent Contractor, Small Business, Small Business Insurance Throwing off the chains of the traditional 9-5 in favor of freelancing freedom is a popular dream these days. And thanks to a modern connected […]

The Most Important Types of Insurance for CA Small Business

The Most Important Types of Insurance for CA Small Business By   Citizens General  Business Insurance, General, Home Based Business, Small Business  BOP, CA Businesses, Liability Insurance, Property Insurance, Small Business, Small Business Insurance Risk is part of the territory as a small business owner. This is true for every business, and specifically for those […]

Expensive Mistakes Small Businesses Make When Hiring Employees

Expensive Mistakes Small Businesses Make When Hiring Employees By   Citizens General  General, Small Business  Human Resources, Small Business, Small Business Insurance When you run a small business, having the right team in place can mean the difference between success and failure. But when budgets are lean and there isn’t a big HR department to […]

6 Common Reasons Freelancers Get Sued

6 Common Reasons Freelancers Get Sued By   Citizens General  Business Insurance, General Liability, Risk Management  Business Ins, Small Business Insurance As a freelancer, you enjoy some of the gig economy’s most enticing benefits. You may get to choose your own projects, set flexible hours, and determine your own path to success. It’s as simple […]

7 Ways to Advertise Your Home-Based Small Business for Free

7 Ways to Advertise Your Home-Based Small Business for Free By   Citizens General  Business Insurance, Home Based Business, Home-Based Business Insurance  Home-Based Business, Small Business Advertising, Small Business Insurance As a small-business owner working out of your home, you know (possibly better than most) that every penny matters. Maximizing the return on investment (ROI) […]

How Well is Your Course of Construction Insurance Covering You?

How Well is Your Course of Construction Insurance Covering You? By   Citizens General  Course of Construction Insurance  Construction Insurance, Course of Construction, Course of Construction Insurance A small spark ignites a dry brush on the side of the interstate. A thin stream of smoke begins to trail up toward the hot, summer sun. A […]