What’s in a BOP: Breaking Down the Business Owners Policy

What’s in a BOP: Breaking Down the Business Owners Policy By   Citizens General  Business Insurance  BOP, Business Owners Insurance, Business Owners Policy, Small Business Insurance As a small business owner, you want the peace of mind to know your business is protected should an unforeseen accident occurs. But when you start to think about […]

How to Protect Your Business from Workers’ Compensation Claims

How to Protect Your Business from Workers’ Compensation Claims By   Citizens General  Insurance Claim, Workers Compensation  Workers Compensation According to the Occupational Safety and Health Administration (OSHA), employers pay about $1 billion per week in workers’ compensation claims costs. New injuries occur roughly every seven seconds, bringing the average annual count to 4,500,000, per […]

How to Choose Small Business Insurance That’s Right for You

How to Choose Small Business Insurance That’s Right for You By   Citizens General  Business Insurance  Small Business Insurance Small business insurance protects you and your company when the unexpected happens.  While many worry about issues such as break-ins, these are some of the least-costly issues a business may face, whereas issues like being sued […]

Three Tips to Prevent a Massive Workers Comp Audit

Three Tips to Prevent a Massive Workers Comp Audit By   Citizens General  Business Insurance, Workers Compensation  Policy Audit, Workers Comp Audit is a dirty word. For most people, it carries a negative connotation because of the horror stories stories we hear from friends, from work contacts, and in the news media. In insurance, an […]

General Contractors: Things You Should Be Collecting from Your Subcontractors

General Contractors: Things You Should Be Collecting from Your Subcontractors By   Citizens General  Construction Insurance, Risk Management, Subcontractors  Insurance Requirements, Subcontractor Agreement, Subcontractors If you’ve already started your own construction business, or are interested in starting your own business as a contractor in the near future, chances are you see the benefits of being […]

Workers Compensation For Contractors – What Is It and Who Needs It?

Workers Compensation For Contractors – What Is It and Who Needs It? By   Citizens General  Construction Insurance, Contractor Insurance, Workers Compensation   Contractor Insurance, Construction Insurance, Workers Compensation As a contractor running your own business, figuring out what types of insurance you need for the business is one of the most important ways you […]

Top 25 Construction Blogs & Publications to Follow

Top 25 Construction Blogs & Publications to Follow in 2018 By   Citizens General  Construction Blogs  Construction Blogs It’s never been easier to find the information you need to do your job and grow your construction business. Information is everywhere: on your laptop, tablet, and even the phone in your pocket. In fact, there’s so […]

Contractor Insurance Checklist

Contractor Insurance Checklist By   Citizens General  Contractor Insurance  Contractor Insurance Contractor insurance can cover just about every aspect of your trade, protecting you, your business, and your assets from unexpected (and costly) events. From an unintended auto accident to an unhappy customer or an injured employee, contractor insurance defends against the risks that could […]

7 Ways Contractors Can Save On Commercial Auto Rates

7 Ways Contractors Can Save On Commercial Auto Rates By   Citizens General  Commercial Auto  Commercial Auto But just because your construction business needs to have commercial auto insurance, doesn’t mean you have to overpay for good coverage. Here are seven ways you can save on your insurance rates, and put some extra cash back […]

7 Lessons Your Business Can Learn From Safety Month

7 Lessons Your Business Can Learn From Safety Month By   Citizens General  Construction Safety  Safety Month During Safety Month, the National Safety Council highlighted key ways a business owner can prevent or limit the risk of injuries in the workplace. By understanding different ways to prevent workplace injuries, a company can focus on growth […]

Preventing Falls During Construction

Preventing Falls During Construction By   Citizens General  Construction Insurance, Construction Safety  Construction Falls Falls are the leading cause of construction death. Don’t think a fall can happen to you? Every year more than 200 construction workers are killed and another 1,000 are seriously injured by a fall. Falls happen every day and they can […]

What is Course of Construction Insurance?

What is Course of Construction Insurance? By   Citizens General  Course of Construction Insurance  Course of Construction Insurance A construction crew wraps up work on a residential building late Friday afternoon. Unbeknownst to the general contractor, an oily rag was left in a bucket in the garage. The next day, the hot summer sun causes […]

Commercial Liability Insurance Coverage in 3 Easy Steps

Commercial Liability Insurance Coverage in 3 Easy Steps By   Citizens General  Business Insurance, General Liability  commercial liability insurance Have you been wondering how to get commercial liability insurance for your business? No matter what product or service your provide, commercial liability coverage is the foundation of insurance protection, keeping your assets where they belong […]

10 Times Your General Liability Insurance Could Save The Day

10 Times Your General Liability Insurance Could Save The Day By   Citizens General  Liability Insurance  Liability Insurance Craft brewers, graphic designers, ecommerce entrepreneurs, retail shop and food truck owners … you may be in different industries and have vastly different business models, but you all have one thing in common: a desire to protect […]

Do You Need an Annual Audit of Your Contractors Insurance Policies?

Do You Need an Annual Audit of Your Contractors Insurance Policies? By   Citizens General  Contractor Insurance  Contractors insurance When was the last time you made a change to your existing contractors insurance policies? If you’re not conducting an annual review of your coverage, you could be leaving yourself exposed to unknown risks. On the […]